improvement on the budget and goals section accuracy: introducing fixed payments
hello, first of all, thanks for the app, loving it so far, but I have an idea that could vastly improve the budget and goals
section
I noticed that there are 2 types of spending, same amounts that u pay every month, usually at the beginning or at a certain fixed time of the month such as rent, phone bill etc. I'll call these fixed payments. and every other payment that you can reduce/increase/play with, I'll call these dynamic payments
now onto the budget and goals section, let's say for instance at the beginning of the month, half of my paycheck goes into dynamic payments (rent, phone bill, child support etc), the graph spikes up telling me that my daily average is half my paycheck and that I risk overspending the next day (2nd day of the month), which is not accurate at all, eventually the month goes by and I still have an important amount of money duo to my dynamic spending not being as high as my fixed one. now it's fun to see the graph adjust each day but it would be great if it was accurate from the beginning
so my suggest is, for the planned payments that repeats every month, to have a flag that tells if it's a fixed payment or not, and if yes don't include in the graph calculation, to have an accurate daily average/ daily recommended / graph
also on other small thing, we should be able to create our own categories, the pre-defined ones in the app are nice, but I usually have a payments that do not fit into any of them
thanks!